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When choosing home contents insurance, be sure the insurance coverage includes both the building and its contents. If you purchase insurance online, you can even get discounts. At least one feature you would want in the coverage is alternate accommodation, because in case your home or building and its contents are destroyed or damaged, you must have another place where you can stay temporarily. Ask your insurer if they also provide other services. Added services you can definitely use include coverage in case of identity theft, covered legal expenses, and being provided the contact list of people who can repair your home.

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